Funded case stories
Real financing scenarios, executed with clarity
A selection of recently funded transactions and client experiences across bridge, refinance, construction, QM, and investment lending.
Bridge Loan
$450,000 bridge loan — San Gabriel
Successfully facilitated a $450,000 bridge loan, secured by the client’s commercial office property located in San Gabriel. The loan was funded within 5 days, helping the client address near-term cash-flow timing.
Construction Loan
Luxury home construction — Clyde Hill, WA
Recently funded in Clyde Hill, WA: luxury single-family home construction loan of $6.5M with a 12-month term, including a $2M payoff of the previous loan.
Cash-Out Refinance
$850K cash-out refinance — Houston, TX
$850K cash-out refinance on an investment property. No-income-verification loan qualified based on rental income; paid off the existing $500K loan and cashed out $350K for reinvestment. Closed in 25 days.
Cash-Out Refinance
$1.5M cash-out refinance — Silicon Valley
Recently funded in the San Francisco Bay Area (Silicon Valley): $1.5M cash-out on an owner-occupied single-family residence. No-income-verification with 12 months of personal and business bank statements. Closed in 30 days.
Office Building Refinance
Office building refinance — $5M cash-out (Ohio)
Through refinancing an office building in Ohio, a $5 million cash-out was completed for operating capital. Both the interest rate and the speed of execution exceeded expectations.
QM Purchase
Primary residence — QM loan, $870K (Texas)
A self-employed small business owner purchased a primary residence. After reviewing income and tax details, the file qualified as a QM loan instead of non-QM—about $2,000 per month in interest savings.
Land Cash-Out
Land cash-out — $550K (California)
A $550K cash-out loan to support early-stage site preparation on land. The process was smooth and efficient while permits remained ahead.
Fix & Flip Loan
Fix & flip loan — $1.62M (San Jose area)
A $1.62M fix-and-flip loan for a property renovation project in San Jose, with up to 85% leverage and a one-year term.
Individual results vary. Past transactions are not a commitment to lend.