Financing/Jumbo
Jumbo
A single non-agency jumbo program for balances above conforming limits—structured with the same clarity you expect from agency product, but with expanded-guideline flexibility when the file does not fit the standard box.
Program snapshot
Loan amount
Up to $50 million
LTV
85% LTV maximum (qualifying files)
Credit score
680 floor
Terms
30-year · 15-year · 7/6 ARM
Options
Interest-only · Cash-out
Program guidelines
Published product parameters for this program. Final terms depend on underwriting, collateral, and documentation.
Loan purpose
- Finance high-value residential property
- Purchase or refinance homes that require larger loan sizes
- Support qualified borrowers with complex or higher-balance financing needs
Loan term
- 30-year fixed
- 15-year fixed
- 7/6 ARM
Loan amount
- Loan amounts up to $50 million
Loan to value (LTV)
- LTV as high as 85% where the file qualifies
Minimum credit score
- 680
Property type
- Primary, second home, or investment occupancy
Eligible property types
- SFR
- Condos / co-ops
Eligible borrowers
- U.S. citizens and permanent resident aliens
Key features & detail
Non-agency jumbo means the loan is not sold to agency aggregators under conforming rules—underwriting uses compensating factors, collateral strength, and documented capacity.
- Interest-only payment structures are available for qualifying scenarios.
- Cash-out equity access is permitted when guidelines and LTV tests are met.
Need help choosing a program?
Share the property, timeline, and target proceeds—we will map the fit before you invest in a full file.
Illustrative only. Availability, pricing, and documentation depend on the property, the borrower, and credit approval. This page is not a commitment to lend.