Bridge Loan

Capital markets don’t always line up with the calendar. When you need to secure a property before long-term financing or a sale is ready, this product keeps you in the game.

Discuss this structure

Program snapshot

Loan amount

Up to $25 million

LTV

Up to 80% LTV

Min. credit score

No published floor

Occupancy

Non-owner-occupied

Program guidelines

Published product parameters for this program. Final terms depend on underwriting, collateral, and documentation.

Loan purpose

Provide short-term capital for time-sensitive property transactions
Support purchase, refinance, or cash-out needs before permanent financing or sale
Help borrowers bridge timing gaps in real estate strategy

Loan term

30-year fixed-rate option listed
5/6 ARM
3/6 ARM
3 months PITIA reserves required

Loan amount

Principal limit: up to $25 million

Loan to value (LTV)

LTV limit: 80%

Minimum credit score

No published FICO floor—credit is reviewed case-by-case with collateral and exit.

Property type

Non-owner-occupied collateral only

Eligible property types

Single family residence (SFR)
2- to 4-unit properties
PUDs
Condos
Townhouses

Eligible borrowers

U.S. citizens and permanent resident aliens
Non-permanent resident aliens
LLCs

Need help choosing a program?

Share the property, timeline, and target proceeds—we will map the fit before you invest in a full file.

Contact the desk

Illustrative only. Availability, pricing, and documentation depend on the property, the borrower, and credit approval. This page is not a commitment to lend.